Unfortunately a funeral is an inevitable cost and by its very nature it is a cost that will land on your family and those you love. That is why more and more people are using funeral plans as a standard part of their financial planning, to protect their families from this burden. Another, and equally compelling, reason is that by starting a plan today you lock the cost of your funeral to today’s prices, which is no small matter.
| Funeral director's services | Independent Simple Way | Independent Traditional Way | Independent Exclusive Way |
|---|---|---|---|
| Provision of professional services and making all arrangements for the funeral | |||
| Advice on the certification and registration of the death and related documentation | |||
| The coffin | Simple | High Quality | Superior |
| Collection and transportation of the deceased to the funeral director's premises (within a 25 mile radius) | Within working hours | 24 hours | 24 hours |
| Care of the deceased prior to burial or cremation (excluding embalming) | |||
| Use of chapel of rest or service rooms | |||
| Family viewing at pre-arranged time | |||
| Arrangement of the funeral service at a local cemetery or crematorium | |||
| Funeral held on a normal weekday, during working hours | |||
| Choice of date and time of funeral | |||
| Funeral procession to funeral location (fees and costs of a service at a separate location not included) | |||
| Hearse to a local crematorium or cemetery | |||
| Provision of sufficient staff to attend to the coffin as required | |||
| Limousines | One | Two |
| Built-in allowance for third party costs | |||
| A list provided to the family of mourners who sent flowers | |||
| 24-hour funeral director telephone support for the bereaved | |||
| Transportation to the funeral director's premises if death occurs whilst on holiday in mainland UK | |||
| Prices |
From
£3,195
|
From
£3,595
|
From
£3,845
|
Spread the cost or make a one-off payment. We offer a number of ways to pay for your funeral plan – simply choose the one that’s right for you.
You can make a one-off single payment for immediate cover. You can pay by debit card, credit card or cheque. If paying by cheque, please remember to return it, made payable to ‘Golden Charter Trust’, with your application form.
If you would prefer to spread the cost, you can pay over 12 monthly payments by Direct Debit at no extra charge.
Just select this option and complete the Direct Debit Instruction on your application form. A small initial deposit is required. You will be fully covered once the plan is fully paid.
If you would like lower monthly payments, we offer payment terms of between two and 30 years, making our plans even more affordable. Payable by Direct Debit, the monthly payment will depend on your choice of plan and the number of years over which you would like to pay. This option is available if you are aged 78 or under at the time of application. You will be fully covered at the end of the payment term providing all payments have been made.
We also offer fixed monthly payments where you pay a fixed monthly amount by Direct Debit, based on your age (at time of application) and choice of funeral plan, which is payable for life or until the age of 90. This option is available if you are aged 50 to 80. You will be fully covered after two years’ consecutive payments. Please be advised that the total payable could potentially be higher than the cost of your funeral plan.
It’s a wonderful way to put your mind at rest while you’re alive and when you’ve gone it’s a lovely way to show your family that you loved and cared about them. Now it’s all sorted I can get on with my life
Golden Charter guarantees the funeral director’s costs and makes contributions to third party arrangements specified in your Funeral Plan. There are no additional hidden extras or additonal administration charges for your family to deal with when the time comes.
For all payment methods, if you cancel within 30 days we will refund the payment you have made.
If you choose to make payment in full or pay by 12 monthly payments and you cancel after 30 days you will receive a refund of payments made less a cancellation fee of £249.
Other payment methods have similar conditions, these are detailed in the brochure that we can provide for you should you wish to know more.