Planning for you...and your family

Unfortunately a funeral is an inevitable cost and by its very nature it is a cost that will land on your family and those you love. That is why more and more people are using funeral plans as a standard part of their financial planning, to protect their families from this burden. Another, and equally compelling, reason is that by starting a plan today you lock the cost of your funeral to today’s prices, which is no small matter.

Pre-paid plans
Funeral costs are rising and estimated to nearly double in 10 years.
A Golden Charter Funeral Plan locks the funeral director’s costs included within your plan at today’s prices.
Pre-paid plans

The benefit of this is that you will get exactly the same service in 2031 (or 2041) that you have agreed with your Funeral Director in 2021, but the cost will not have risen.

You can pay for your plan when you take it out or spread payments over 12 months at no extra cost. Or you can spread the payment over 2 to 30 years giving you small, manageable monthly payments that guarantee you and your family peace of mind.

Pre-paid plans
How do the plans compare?
Funeral director's services Independent Simple Way Independent Traditional Way Independent Exclusive Way
Provision of professional services and making all arrangements for the funeral
Advice on the certification and registration of the death and related documentation
The coffin Simple High Quality Superior
Collection and transportation of the deceased to the funeral director's premises (within a 25 mile radius) Within working hours 24 hours 24 hours
Care of the deceased prior to burial or cremation (excluding embalming)
Use of chapel of rest or service rooms
Family viewing at pre-arranged time
Arrangement of the funeral service at a local cemetery or crematorium
Funeral held on a normal weekday, during working hours
Choice of date and time of funeral
Funeral procession to funeral location (fees and costs of a service at a separate location not included)
Hearse to a local crematorium or cemetery
Provision of sufficient staff to attend to the coffin as required
Limousines One Two
Additional benefits
Built-in allowance for third party costs
A list provided to the family of mourners who sent flowers
24-hour funeral director telephone support for the bereaved
Transportation to the funeral director's premises if death occurs whilst on holiday in mainland UK
Prices From
£3,195
From
£3,595
From
£3,845
Choose how you would like to pay

Spread the cost or make a one-off payment. We offer a number of ways to pay for your funeral plan – simply choose the one that’s right for you.

Payment in full
Contact Penrose Funerals

You can make a one-off single payment for immediate cover. You can pay by debit card, credit card or cheque. If paying by cheque, please remember to return it, made payable to ‘Golden Charter Trust’, with your application form.

12 monthly payments
Contact Penrose Funerals

If you would prefer to spread the cost, you can pay over 12 monthly payments by Direct Debit at no extra charge.

Just select this option and complete the Direct Debit Instruction on your application form. A small initial deposit is required. You will be fully covered once the plan is fully paid.

Low cost instalments
Contact Penrose Funerals

If you would like lower monthly payments, we offer payment terms of between two and 30 years, making our plans even more affordable. Payable by Direct Debit, the monthly payment will depend on your choice of plan and the number of years over which you would like to pay. This option is available if you are aged 78 or under at the time of application. You will be fully covered at the end of the payment term providing all payments have been made.

Fixed monthly payments
Contact Penrose Funerals

We also offer fixed monthly payments where you pay a fixed monthly amount by Direct Debit, based on your age (at time of application) and choice of funeral plan, which is payable for life or until the age of 90. This option is available if you are aged 50 to 80. You will be fully covered after two years’ consecutive payments. Please be advised that the total payable could potentially be higher than the cost of your funeral plan.

It’s a wonderful way to put your mind at rest while you’re alive and when you’ve gone it’s a lovely way to show your family that you loved and cared about them. Now it’s all sorted I can get on with my life

Pre-paid plans

Frequently asked questions

Will there be any additional costs at the time of the funeral?

Golden Charter guarantees the funeral director’s costs and makes contributions to third party arrangements specified in your Funeral Plan. There are no additional hidden extras or additonal administration charges for your family to deal with when the time comes.

Can I cancel the plan?

For all payment methods, if you cancel within 30 days we will refund the payment you have made.

If you choose to make payment in full or pay by 12 monthly payments and you cancel after 30 days you will receive a refund of payments made less a cancellation fee of £249.

Other payment methods have similar conditions, these are detailed in the brochure that we can provide for you should you wish to know more.

Testimonials

To Nathan and all at Penrose, I just wanted to thank you for the sensitivity, care and respect you showed my Grannie yesterday. She looked amazing and I’m sure you caught a glimpse of her incredible 100 years as my dad spoke at the grave-side. You don’t have an easy job but I hope you know how grateful people are that you do it so well.

Your manner and conduct was gentle, considerate and supportive, thank you for all you did to make yesterday so special. You have been given the gifting and attitude needed to help bring peace and blessing during difficult circumstances. May you know God’s peace and blessing as you continue to serve others in this way, Thank you

Cally (Winnie’s Granddaughter) - Oct 2016

I just want to say thank you on behalf of myself and my sisters for my father’s funeral. Thanks to you and your staff for helping us through this hard time, you made us feel very comfortable with our roles at the funeral and your professional services we received. We would highly recommend your services to anyone that may be in need.

S Pitkin - April 2017

Good morning Jeremy

A big thank you to you and your team for yesterday, the day went like clockwork (apart from my father in law following the wrong limousine out of the crematorium which raised a few laughs at the wake)

I just wanted you to know how grateful my whole family were, from the first call to the last handshake you were professional and caring and my mum in particular was very happy with the day.
Please pass on my thanks to your staff.
Kind Regards
Mark Steadman - Feb 28th 2020

To all the staff at Penrose Funeral Services,

Thank you all so much for being so helpful and kind at a very difficult time. Keep up the excellent, friendly service.

Kind regards

Sonia and family - May 2018

To everyone at Penrose,

We would like to thank you for your professional and friendly manner which was so evident before and on the day of our husband and father Martin Hope’s funeral on June 7th. Hoping we don’t need your services for a while yet, but when we do we would certainly come back to you. Your kindness and sympathy is deeply appreciated and will always be remembered.

Lorraine, Michelle and Marianne - June 2021

To all the staff at Penrose

I am writing on behalf of my son Steven and myself to say thank you for the dignified and respectful way you conducted the funeral of my late partner Derek.

It was greatly appreciated

Yours sincerely

Jean Pegrum - Sept 2021
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