Planning for you...and your family

Unfortunately a funeral is an inevitable cost and by its very nature it is a cost that will land on your family and those you love. That is why more and more people are using funeral plans as a standard part of their financial planning, to protect their families from this burden. Another, and equally compelling, reason is that by starting a plan today you lock the cost of your funeral to today’s prices, which is no small matter.

Pre-paid plans
Funeral costs are rising and estimated to nearly double in 10 years.
A Golden Charter Funeral Plan locks the funeral director’s costs included within your plan at today’s prices.
Pre-paid plans

The benefit of this is that you will get exactly the same service in 2031 (or 2041) that you have agreed with your Funeral Director in 2021, but the cost will not have risen.

You can pay for your plan when you take it out or spread payments over 12 months at no extra cost. Or you can spread the payment over 2 to 30 years giving you small, manageable monthly payments that guarantee you and your family peace of mind.

Pre-paid plans
How do the plans compare?
Funeral director's services Independent Simple Way Independent Traditional Way Independent Exclusive Way
Provision of professional services and making all arrangements for the funeral
Advice on the certification and registration of the death and related documentation
The coffin Simple High Quality Superior
Collection and transportation of the deceased to the funeral director's premises (within a 25 mile radius) Within working hours 24 hours 24 hours
Care of the deceased prior to burial or cremation (excluding embalming)
Use of chapel of rest or service rooms
Family viewing at pre-arranged time
Arrangement of the funeral service at a local cemetery or crematorium
Funeral held on a normal weekday, during working hours
Choice of date and time of funeral
Funeral procession to funeral location (fees and costs of a service at a separate location not included)
Hearse to a local crematorium or cemetery
Provision of sufficient staff to attend to the coffin as required
Limousines One Two
Additional benefits
Built-in allowance for third party costs
A list provided to the family of mourners who sent flowers
24-hour funeral director telephone support for the bereaved
Transportation to the funeral director's premises if death occurs whilst on holiday in mainland UK
Prices From
£3,195
From
£3,595
From
£3,845
Choose how you would like to pay

Spread the cost or make a one-off payment. We offer a number of ways to pay for your funeral plan – simply choose the one that’s right for you.

Payment in full
Contact Penrose Funerals

You can make a one-off single payment for immediate cover. You can pay by debit card, credit card or cheque. If paying by cheque, please remember to return it, made payable to ‘Golden Charter Trust’, with your application form.

12 monthly payments
Contact Penrose Funerals

If you would prefer to spread the cost, you can pay over 12 monthly payments by Direct Debit at no extra charge.

Just select this option and complete the Direct Debit Instruction on your application form. A small initial deposit is required. You will be fully covered once the plan is fully paid.

Low cost instalments
Contact Penrose Funerals

If you would like lower monthly payments, we offer payment terms of between two and 30 years, making our plans even more affordable. Payable by Direct Debit, the monthly payment will depend on your choice of plan and the number of years over which you would like to pay. This option is available if you are aged 78 or under at the time of application. You will be fully covered at the end of the payment term providing all payments have been made.

Fixed monthly payments
Contact Penrose Funerals

We also offer fixed monthly payments where you pay a fixed monthly amount by Direct Debit, based on your age (at time of application) and choice of funeral plan, which is payable for life or until the age of 90. This option is available if you are aged 50 to 80. You will be fully covered after two years’ consecutive payments. Please be advised that the total payable could potentially be higher than the cost of your funeral plan.

It’s a wonderful way to put your mind at rest while you’re alive and when you’ve gone it’s a lovely way to show your family that you loved and cared about them. Now it’s all sorted I can get on with my life

Pre-paid plans

Frequently asked questions

Will there be any additional costs at the time of the funeral?

Golden Charter guarantees the funeral director’s costs and makes contributions to third party arrangements specified in your Funeral Plan. There are no additional hidden extras or additonal administration charges for your family to deal with when the time comes.

Can I cancel the plan?

For all payment methods, if you cancel within 30 days we will refund the payment you have made.

If you choose to make payment in full or pay by 12 monthly payments and you cancel after 30 days you will receive a refund of payments made less a cancellation fee of £249.

Other payment methods have similar conditions, these are detailed in the brochure that we can provide for you should you wish to know more.

Testimonials

To Nathan and all the team at Penrose,

We would just like to say a big “Thank you” for the care and consideration you gave our dad, Alan. We really appreciated your assistance and attention to detail as this sad time. Your kind support and guidance was a huge help to us.

Many thanks again

The Winch Family - July 2017

To Nathan, Jeremy and staff,

Thank you so much for the care and kindness you showed with the planning of Mick’s funeral. We knew he was in good hands and appreciated the respect that was given to him.

Kindest regards

Linda and the White-Miller family - July 2020

Thank you for arranging a lovely service for Colin, your support and kindness in a difficult situation was much appreciated. With Love…

The Coe Family - February 2017

Dear all at Penrose,

Thank you so very very much for the lovely send off for our Peter. I felt like we had additional friends to celebrate his life with. So very pleased we chose the best Much love XOXOXO

Tracey and Family - May 2019

Dear Nathan, Jeremy and Brendon,

We all just wanted to say thank you for the way you looked after our Dad’s cremation. It was lovely to see the video you made for us and we felt you went above and beyond.

Many thanks,

Debbie, Jon, Vanessa, Adele and Sue - June 2020

To everybody at Penrose

Thank you so very much for the professional service you provided for my son ‘Pat’ yesterday. Much love…

Julie Ruder and all of our family - August 2018

Dear Nathan, Jeremy and everyone and Penrose,

Thank you so much for looking after my son – Thomas Street – while he was in your care. The past few weeks have been so distressing but you made organising the funeral so much easier than I thought it would be.

I am especially grateful for the visits that you organised for me, especially the final one. I am also very grateful to Jeremy for your kind words on the day of the service.

I am so pleased that we chose to bring Tom to you. You have made my darkest times a little brighter.

From

Claire – and all of Tom’s family - March 2020
Dear all at Penrose,
just to say a big thankyou for all the arrangements you did for my Mum’s funeral, Greta Bower. It’s good to know that in this day and age there are people who can organise and do things correctly, with care and compassion.
Once again thankyou for everything.
Regards,
Ian and Family - Feb 2021
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