To Nathan and all the team at Penrose,
We would just like to say a big "Thank you" for the care and consideration you gave our dad, Alan. We really appreciated your assistance and attention to detail as this sad time. Your kind support and guidance was a huge help to us.
Many thanks again
The Winch Family (July 2017)
Unfortunately a funeral is an inevitable cost and by its very nature it is a cost that will land on your family and those you love. That is why more and more people are using funeral plans as a standard part of their financial planning, to protect their families from this burden. Another, and equally compelling, reason is that by starting a plan today you lock the cost of your funeral to today's prices, which is no small matter.
Funeral costs are rising and estimated to nearly double in 10 years. A Golden Charter Funeral Plan locks the funeral director's costs included within your plan at today's prices.
The benefit of this is that you will get exactly the same service in 2028 (or 2038) that you have agreed with your Funeral Director in 2018, but the cost will not have risen.
You can pay for your plan when you take it out or spread payments over 12 months at no extra cost. Or you can spread the payment over 2 to 30 years giving you small, manageable monthly payments that guarantee you and your family peace of mind.
Will there be any additional costs at the time of the funeral?
Golden Charter guarantees the funeral director's costs and makes contributions to third party arrangements specified in your Funeral Plan. There are no additional hidden extras or additonal administration charges for your family to deal with when the time comes.
Can I cancel the plan?
Yes. In contrast to an insurance policy, for example, you can cancel your Golden Charter Plan at any time and get a refund for a significant portion of your purchase price.
*SunLife Cost of Dying Report 2017
**Projections by Golden Charter based on SunLife Cost of Dying Research
What if Penrose Funerals is not there in ten years time?
This will not affect you in any way. Apart from the fact that we will be here, let us look at the possibility that we are not. In that case Golden Charter organises your funeral with another independent Funeral Director in the area with exactly the same arrangements and exactly the same costs wherever possible. Your investment is held by Golden Charter, not by your Funeral Director, so you are not at risk in this situation.
"It's a wonderful way to put your mind at rest while you're alive and when you've gone it's a lovely way to show your family that you loved and cared about them. Now it's all sorted I can get on with my life"
Please contact us to discuss our Funeral Plans. If you call into our offices you can have a cup of coffee, read our brochures and discuss every element of your plan. If you want to receive our information pack just call us on 01702 436000 or contact us via our contact page.